How I Saved $200 on My Christmas Shopping This Year

Everyone wants to save money, am I right? In general, it’s a thing. It seems to be easier, though, when you’re saving towards a specific goal or occasion. It’s easy to say no to something you don’t need if you’re putting money aside towards a vacation, new car fund, or Christmas. Let’s talk about Christmas, …

Financial Experiment: No Spend November

At the beginning of a new month, I always feel like the slate has been wiped clean. It doesn’t matter how last month went because a new month is ready and waiting for me to do it better. After reading about the intensity of ideas from the MMM blog recently, I have been thinking about …

image via itsbrogues.com I want to talk a little about how I live well on a variable budget. There are a couple parts to doing so, the first and biggest one is decreasing your expenses so that you have more flexibility. A couple of years ago, I had a┬áduh, hand to forehead┬ámoment when I realized …