No spend November: A review

It’s officially December and that means No Spend November has officially come to a close. I’d like to talk a little about the experience itself, my change in mindset, and the whole point of taking part in a no spend month. What did I learn? Once you get going with the no spend rule, it’s sort …

Financial Experiment: No Spend November

At the beginning of a new month, I always feel like the slate has been wiped clean. It doesn’t matter how last month went because a new month is ready and waiting for me to do it better. After reading about the intensity of ideas from the MMM blog recently, I have been thinking about …

What Makes Up the Freedom Fund

The freedom fund is going to be made up of a list of passive income agents that will hopefully (by the time I’m 35) be paying a large percentage of or all of my basic necessity expenses. I have just started dabbling in investing over the course of the last year and have focused my …

A feature wall for $6 bucks?!

So, I downsized and moved into a smaller, albeit absolutely darling, apartment at the end of August 2015. I hit the ground running with lots of projects, getting things up on the walls, rearranging furniture, the usual. To me, having that home vibe in the place where you live is a top priority. The first …

image via itsbrogues.com I want to talk a little about how I live well on a variable budget. There are a couple parts to doing so, the first and biggest one is decreasing your expenses so that you have more flexibility. A couple of years ago, I had a duh, hand to forehead moment when I realized …

How I’m going to beat the rat race: DIVIDEND INVESTING

Have you ever stopped and taken a step back from your life and wondered what the point of it all was? I do this pretty regularly. About a year ago, I really started to question this whole work to live thing. I get that money makes the world go round and I know that you work …

You CAN eat well on a small budget

If you’re trying to reel your budget in to find some extra at the end of the month, we all know that the food category is largely subjective. What works for some people, doesn’t work for others. We’ve all heard those common tips about not shopping on an empty stomach, avoiding prepackaged things that have …

Potty train a puppy indoors

So, this topic is a bit unconventional in itself. Many of my friends/family don’t really understand why I chose to potty train our newest fur baby addition inside. I have a slight issue with the fact that the apartment management only allows two dogs and she makes three.. 🙂  and she is just so little, I really …